The Legacy of Obama on Health care } Specifically see how it helps Most of us

▪ What is the Health Insurance Marketplace?  ▶

▪ How do I apply for health insurance coverage?  ▶

▪ What’s in it for LGBT older adults?  ▶

▪ I’m over age 65. What does Obamacare have to do with me?  ▶

▪ I’m transgender. How can Obamacare help me?  ▶

▪ I’m living with HIV/AIDS. How does Obamacare help me?  ▼

All private health insurance plans offered in the Marketplace will offer the same set of essential health benefits. These benefits include areas of significant importance to HIV+ people such as prescription drugs, lab services and chronic disease management. ACA has already ended lifetime dollar limits on coverage of essential health benefits, cracked down on frivolous cancellations of policies and made it illegal to arbitrarily cancel health insurance just because the policy holder got sick. Beginning in 2014, insurers will not be allowed to deny coverage due to a pre-existing health condition—an enormous benefit to HIV+ older adults. Yearly dollar limits on coverage of essential health benefits are also no longer allowed. All of this will make it possible to for people living with HIV/AIDS to get, and maintain, affordable health coverage. For more information, see the Diverse Elders Coalition blog post, ACA: A Big Help to HIV+ Older Adults.

- See more at: http://sageusa.org/advocacy/healthinsurance.cfm#sthash.CQD64uYR.dpuf